About Our Agency

Spencer Agency Inc. provides comprehensive insurance options.

Home » About Our Agency

We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

Since 1910, Spencer Agency, a hometown, client-centric insurance agency has focused on each clients’ quality of life, ensuring protection and a secure future. With two conveienint locations in Spencer, NY and Candor, NY, we are certain we can find the best coverage options for our local community. Whether in the market for personal insurance or business insurance, you are our main priority.

Because we’re independent, we work for you—not the insurance company. We represent many different insurance companies which offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage, and service.

What Sets Us Apart


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.
Start Quote Request

Our Agency Stats & Facts

We Were Established in 1910, That’s Over 100 Years of Experience
Two Convenient Locations to Best Serve You
We are Equipped with Texting Capabilities
In-Person Appointment and Video Chat Options Available
Partnered with Over Ten Auto and Ten Homeowners Insurance Companies for Best Coverage and Rates
We Take the Time to Educate You on Coverage Options

At Spencer Agency Inc., our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.

Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

  • Coverage will not be bound or changed until confirmed by a licensed agent.
  • This field is for validation purposes and should be left unchanged.